A Legacy of Helping

By Alexander Germanis There are few things in life on which we actually enjoy spending our hard-earned money. Medical insurance is certainly not one of them. Purchasing insurance is unpleasant enough without having to compound one’s distress by choosing from among numerous complex plans. Although insurance may be a necessity, finding the right one for […]
Elm Haven Place — The Best Is Yet To Come

By Alexander Germanis Our cultural vernacular is littered with phrases like ‘over the hill,’ or ‘past your prime,’ or ‘autumn years.’ While all of these terms are meant to convey the idea that someone is gaining senior citizen status, they also have two other things in common: They’re often horribly inaccurate and they’re missing the […]
Loneliness and Social Isolation—Tips for Staying Connected

Submitted by Villas of Holly Brook Everyone needs social connections to survive and thrive. But as people age, they often find themselves spending more time alone. Being alone may leave older adults more vulnerable to loneliness and social isolation, which can affect their health and well-being. Studies show that loneliness and social isolation are associated […]
Financial Problems Can Be Sign of Dementia Onset

Submitted by Sugar Creek Alzheimer’s Special Care Center Dementia is a term used for loss of memory, lack of ability to problem solve, and inability to perform everyday activities. Having difficulties with finances may be an early sign. More than 5 million Americans, most age 65 or older, are thought to be living with dementia […]
But What if You Live? The Financial Realities of Longevity

By Krista McBeath, McBeath Financial Group I find no humor in aging or death, so let me be very upfront about that. However, I am sometimes bemused by the outlook some people have on their passing. I am perplexed by the mind-shift of some healthy aging people that they begin to anticipate the worst, and […]
July 2021 Bloomington Normal NV Issue
May 2021 Bloomington Normal NV Issue
Is It Wise To Trade Your Pension for a Lump Sum?

By Krista McBeath, McBeath Financial Group Most private employers have already replaced traditional pensions, which promise lifetime income payments in retirement, with defined contribution plans such as 401(k)s. Fifteen percent of private-sector workers and 75 percent of state and local government workers still participate in traditional pensions. Altogether, 35 percent of workers say they (and/or […]
Love Has Kept Us Together

By Sandra Dempsey Post Expressions of love vary from light-hearted to serious to romantic with many detours in between. Sonnet writer Elizabeth Barrett Browning, 1806 to 1861, asked “How Do I Love Thee? Let me count the ways. I love thee to the depth and breadth and height my soul can reach. I love thee […]
How the ‘Dream Vacation’ Has Changed for Americans

The pandemic has changed the way we work, learn and socialize, so it’s no surprise that it’s also changed the way we think about travel. One thing is certain, as the vaccine rollout continues, globetrotters worldwide are eager to return to their regularly scheduled travel. A new survey from global accommodations search platform trivago reveals […]